England · Band 5 · Entry
£2,040.21
a month take-home · £24,482.51 a year
Gross
£32,073.00
Income tax
£3,368.19
NI
£1,560.24
Pension
£2,662.06
Net
£24,482.51
Simulated monthly payslip
| Gross pay | £2,672.75 |
| PAYE income tax | − £280.68 |
| Employee NI | − £130.02 |
| NHS pension (8.3%) | − £221.84 |
| Net bank credit | £2,040.21 |
England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.
Band 5 in other nations
Band 5 spine points (England, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £32,073.00 | £2,040.21 |
| Intermediate | £34,592.00 | £2,177.41 |
| Top of band | £39,043.00 | £2,380.80 |
Full-time, standard 1257L tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 5 typically covers newly-qualified nurses, midwives, paramedics, physiotherapists, occupational therapists and radiographers. Full-time basic pay runs from £32,073 at entry to £39,043 at the top of the band for 2026/27. On top of basic pay, London staff receive a High Cost Area Supplement, and anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 5 on entry pay is the 8.3% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,040 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.