NHS Band 6 Take-Home Pay Calculator 2026/27

In 2026/27, an NHS Band 6 salary in England ranges from £39,959 (entry) to £48,117 (top). After tax, National Insurance and the 9.8% NHS pension, estimated monthly take-home is about £2,430 at entry and £2,866 at the top point, on the standard 1257L tax code.
Northern IrelandPending

England · Band 6 · Entry

£2,429.77

a month take-home · £29,157.29 a year

Gross

£39,959.00

Income tax

£4,694.60

NI

£2,191.12

Pension

£3,915.98

Net

£29,157.29

Where your pay goes
NHS pension
£3,915.98(10%)
Income tax
£4,694.60(12%)
National Insurance
£2,191.12(5%)
Take-home
£29,157.29(73%)
Total£39,959.00

Simulated monthly payslip

Gross pay£3,329.92
PAYE income tax− £391.22
Employee NI− £182.59
NHS pension (9.8%)− £326.33
Net bank credit£2,429.77

England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.

Band 6 spine points (England, 2026/27)

PointFull-time salaryMonthly take-home
Entry£39,959.00£2,429.77
Intermediate£42,170.00£2,547.99
Top of band£48,117.00£2,865.96

Full-time, standard 1257L tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.

NHS Band 6 pay in England, explained

Band 6 typically covers specialist and senior nurses, senior physiotherapists and occupational therapists, senior paramedics and deputy ward managers. Full-time basic pay runs from £39,959 at entry to £48,117 at the top of the band for 2026/27. On top of basic pay, London staff receive a High Cost Area Supplement, and anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.

Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 6 on entry pay is the 9.8% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,430 at entry) is more accurate than tools that under-count the pension.

Frequently Asked Questions

All NHS bands & nations

See the NHS take-home pay hub to compare every band across England, Scotland and Wales.