England · Band 3 · Entry
£1,727.27
a month take-home · £20,727.28 a year
Gross
£25,760.00
Income tax
£2,303.12
NI
£1,055.20
Pension
£1,674.40
Net
£20,727.28
Simulated monthly payslip
| Gross pay | £2,146.67 |
| PAYE income tax | − £191.93 |
| Employee NI | − £87.93 |
| NHS pension (6.5%) | − £139.53 |
| Net bank credit | £1,727.27 |
England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.
Band 3 in other nations
Band 3 spine points (England, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £25,760.00 | £1,727.27 |
| Top of band | £27,476.00 | £1,822.80 |
Full-time, standard 1257L tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 3 typically covers senior healthcare assistants, emergency care assistants, pharmacy assistants and clerical officers. Full-time basic pay runs from £25,760 at entry to £27,476 at the top of the band for 2026/27. On top of basic pay, London staff receive a High Cost Area Supplement, and anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 3 on entry pay is the 6.5% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£1,727 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.