NHS Band 9 Take-Home Pay Calculator 2026/27

In 2026/27, an NHS Band 9 salary in England ranges from £112,782 (entry) to £129,783 (top). After tax, National Insurance and the 12.5% NHS pension, estimated monthly take-home is about £5,626 at entry and £6,115 at the top point, on the standard 1257L tax code.
Northern IrelandPending

England · Band 9 · Entry

£5,626.03

a month take-home · £67,512.31 a year

Gross

£112,782.00

Income tax

£26,905.70

NI

£4,266.24

Pension

£14,097.75

Net

£67,512.31

Pay-rise impact

+0.0%

Drag to model a future pay award. You keep less than the headline % — tax, National Insurance and the pension take a share of the increase too.

Where your pay goes
NHS pension
£14,097.75(13%)
Income tax
£26,905.70(24%)
National Insurance
£4,266.24(4%)
Take-home
£67,512.31(60%)
Total£112,782.00

Simulated monthly payslip

Gross pay£9,398.50
PAYE income tax£2,242.14
Employee NI£355.52
NHS pension (12.5%)£1,174.81
Net bank credit£5,626.03

England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.

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Band 9 spine points (England, 2026/27)

PointFull-time salaryMonthly take-home
Entry£112,782.00£5,626.03
Intermediate£119,583.00£5,834.98
Top of band£129,783.00£6,115.48

Full-time, standard 1257L tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.

NHS Band 9 pay in England, explained

Band 9 typically covers directors, chief scientists, chief AHPs and very senior managers. Full-time basic pay runs from £112,782 at entry to £129,783 at the top of the band for 2026/27. On top of basic pay, London staff receive a High Cost Area Supplement, and anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.

Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 9 on entry pay is the 12.5% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£5,626 at entry) is more accurate than tools that under-count the pension.

Frequently Asked Questions

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