England · Band 7 · Entry
£2,933.86
a month take-home · £35,206.30 a year
Gross
£49,387.00
Income tax
£6,395.41
NI
£2,945.36
Pension
£4,839.93
Net
£35,206.30
Simulated monthly payslip
| Gross pay | £4,115.58 |
| PAYE income tax | − £532.95 |
| Employee NI | − £245.45 |
| NHS pension (9.8%) | − £403.33 |
| Net bank credit | £2,933.86 |
England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.
Band 7 in other nations
Band 7 spine points (England, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £49,387.00 | £2,933.86 |
| Intermediate | £51,932.00 | £3,078.24 |
| Top of band | £56,515.00 | £3,308.99 |
Full-time, standard 1257L tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 7 typically covers ward managers, advanced nurse practitioners, specialist pharmacists, team leaders and senior AHPs. Full-time basic pay runs from £49,387 at entry to £56,515 at the top of the band for 2026/27. On top of basic pay, London staff receive a High Cost Area Supplement, and anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 7 on entry pay is the 9.8% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,934 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.