Wales · Band 5 · Entry
£2,066.57
a month take-home · £24,798.86 a year
Gross
£32,557.00
Income tax
£3,456.95
NI
£1,598.96
Pension
£2,702.23
Net
£24,798.86
Simulated monthly payslip
| Gross pay | £2,713.08 |
| PAYE income tax | − £288.08 |
| Employee NI | − £133.25 |
| NHS pension (8.3%) | − £225.19 |
| Net bank credit | £2,066.57 |
Wales (Welsh taxpayer, C-prefix code) · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257LC code assumed.
Band 5 in other nations
Band 5 spine points (Wales, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £32,557.00 | £2,066.57 |
| Intermediate | £35,114.00 | £2,205.84 |
| Top of band | £39,631.00 | £2,412.24 |
Full-time, standard 1257LC tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 5 typically covers newly-qualified nurses, midwives, paramedics, physiotherapists, occupational therapists and radiographers. Full-time basic pay runs from £32,557 at entry to £39,631 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 5 on entry pay is the 8.3% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,067 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.