Scotland · Band 5 · Entry
£2,164.54
a month take-home · £25,974.50 a year
Gross
£34,494.00
Income tax
£3,764.60
NI
£1,753.92
Pension
£3,000.98
Net
£25,974.50
Simulated monthly payslip
| Gross pay | £2,874.50 |
| PAYE income tax | − £313.72 |
| Employee NI | − £146.16 |
| NHS pension (8.7%) | − £250.08 |
| Net bank credit | £2,164.54 |
Scotland (Scottish taxpayer, S-prefix code) · Scottish income tax bands · estimate for the 2026/27 tax year, standard 1257LS code assumed.
Band 5 in other nations
Band 5 spine points (Scotland, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £34,494.00 | £2,164.54 |
| Intermediate | £36,857.00 | £2,290.82 |
| Top of band | £42,977.00 | £2,617.87 |
Full-time, standard 1257LS tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 5 typically covers newly-qualified nurses, midwives, paramedics, physiotherapists, occupational therapists and radiographers. Full-time basic pay runs from £34,494 at entry to £42,977 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax at Scottish rates, National Insurance, and your SPPA pension contribution — which for a Band 5 on entry pay is the 8.7% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,165 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.