Scotland · Band 3 · Entry
£1,904.65
a month take-home · £22,855.77 a year
Gross
£29,061.00
Income tax
£2,851.68
NI
£1,319.28
Pension
£2,034.27
Net
£22,855.77
Simulated monthly payslip
| Gross pay | £2,421.75 |
| PAYE income tax | − £237.64 |
| Employee NI | − £109.94 |
| NHS pension (7.0%) | − £169.52 |
| Net bank credit | £1,904.65 |
Scotland (Scottish taxpayer, S-prefix code) · Scottish income tax bands · estimate for the 2026/27 tax year, standard 1257LS code assumed.
Band 3 in other nations
Band 3 spine points (Scotland, 2026/27)
| Point | Full-time salary | Monthly take-home |
|---|---|---|
| Entry | £29,061.00 | £1,904.65 |
| Top of band | £31,364.00 | £2,032.08 |
Full-time, standard 1257LS tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.
Band 3 typically covers senior healthcare assistants, emergency care assistants, pharmacy assistants and clerical officers. Full-time basic pay runs from £29,061 at entry to £31,364 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.
Three deductions come off: income tax at Scottish rates, National Insurance, and your SPPA pension contribution — which for a Band 3 on entry pay is the 7.0% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£1,905 at entry) is more accurate than tools that under-count the pension.
All NHS bands & nations
See the NHS take-home pay hub to compare every band across England, Scotland and Wales.