NHS Band 3 Wales Take-Home Pay Calculator 2026/27

In 2026/27, an NHS Band 3 salary in Wales ranges from £26,300 (entry) to £27,890 (top). After tax, National Insurance and the 6.5% NHS pension, estimated monthly take-home is about £1,757 at entry and £1,846 at the top point, on the standard 1257L tax code.
Northern IrelandPending
Wales does not operate HCAS / London weighting.

Wales · Band 3 · Entry

£1,757.33

a month take-home · £21,088.00 a year

Gross

£26,300.00

Income tax

£2,404.10

NI

£1,098.40

Pension

£1,709.50

Net

£21,088.00

Where your pay goes
NHS pension
£1,709.50(7%)
Income tax
£2,404.10(9%)
National Insurance
£1,098.40(4%)
Take-home
£21,088.00(80%)
Total£26,300.00

Simulated monthly payslip

Gross pay£2,191.67
PAYE income tax− £200.34
Employee NI− £91.53
NHS pension (6.5%)− £142.46
Net bank credit£1,757.33

Wales (Welsh taxpayer, C-prefix code) · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257LC code assumed.

Band 3 spine points (Wales, 2026/27)

PointFull-time salaryMonthly take-home
Entry£26,300.00£1,757.33
Top of band£27,890.00£1,845.84

Full-time, standard 1257LC tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.

NHS Band 3 pay in Wales, explained

Band 3 typically covers senior healthcare assistants, emergency care assistants, pharmacy assistants and clerical officers. Full-time basic pay runs from £26,300 at entry to £27,890 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.

Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 3 on entry pay is the 6.5% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£1,757 at entry) is more accurate than tools that under-count the pension.

Frequently Asked Questions

All NHS bands & nations

See the NHS take-home pay hub to compare every band across England, Scotland and Wales.