NHS Band 4 Wales Take-Home Pay Calculator 2026/27

In 2026/27, an NHS Band 4 salary in Wales ranges from £28,819 (entry) to £31,626 (top). After tax, National Insurance and the 6.5% NHS pension, estimated monthly take-home is about £1,898 at entry and £2,016 at the top point, on the standard 1257L tax code.
Northern IrelandPending
Wales does not operate HCAS / London weighting.

Wales · Band 4 · Entry

£1,897.56

a month take-home · £22,770.69 a year

Gross

£28,819.00

Income tax

£2,875.15

NI

£1,299.92

Pension

£1,873.24

Net

£22,770.69

Where your pay goes
NHS pension
£1,873.24(7%)
Income tax
£2,875.15(10%)
National Insurance
£1,299.92(5%)
Take-home
£22,770.69(79%)
Total£28,819.00

Simulated monthly payslip

Gross pay£2,401.58
PAYE income tax− £239.60
Employee NI− £108.33
NHS pension (6.5%)− £156.10
Net bank credit£1,897.56

Wales (Welsh taxpayer, C-prefix code) · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257LC code assumed.

Band 4 spine points (Wales, 2026/27)

PointFull-time salaryMonthly take-home
Entry£28,819.00£1,897.56
Top of band£31,626.00£2,015.86

Full-time, standard 1257LC tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.

NHS Band 4 pay in Wales, explained

Band 4 typically covers assistant practitioners, pharmacy technicians, dental nurses and senior administrators. Full-time basic pay runs from £28,819 at entry to £31,626 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.

Three deductions come off: income tax, National Insurance, and your NHS pension contribution — which for a Band 4 on entry pay is the 6.5% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£1,898 at entry) is more accurate than tools that under-count the pension.

Frequently Asked Questions

All NHS bands & nations

See the NHS take-home pay hub to compare every band across England, Scotland and Wales.