NHS Band 4 Scotland Take-Home Pay Calculator 2026/27

In 2026/27, an NHS Band 4 salary in Scotland ranges from £31,492 (entry) to £34,254 (top) on a 36-hour week, taxed under Scottish bands and the SPPA pension. After tax, National Insurance and the 7.0% NHS pension, estimated monthly take-home is about £2,039 at entry and £2,190 at the top point, on the standard 1257L tax code.
Northern IrelandPending
Scotland does not operate HCAS / London weighting.

Scotland · Band 4 · Entry

£2,039.16

a month take-home · £24,469.96 a year

Gross

£31,492.00

Income tax

£3,303.84

NI

£1,513.76

Pension

£2,204.44

Net

£24,469.96

Where your pay goes
NHS pension
£2,204.44(7%)
Income tax
£3,303.84(10%)
National Insurance
£1,513.76(5%)
Take-home
£24,469.96(78%)
Total£31,492.00

Simulated monthly payslip

Gross pay£2,624.33
PAYE income tax− £275.32
Employee NI− £126.15
NHS pension (7.0%)− £183.70
Net bank credit£2,039.16

Scotland (Scottish taxpayer, S-prefix code) · Scottish income tax bands · estimate for the 2026/27 tax year, standard 1257LS code assumed.

Band 4 spine points (Scotland, 2026/27)

PointFull-time salaryMonthly take-home
Entry£31,492.00£2,039.16
Top of band£34,254.00£2,190.05

Full-time, standard 1257LS tax code, in the NHS Pension Scheme, no student loan or HCAS. Adjust the calculator above for your situation.

NHS Band 4 pay in Scotland, explained

Band 4 typically covers assistant practitioners, pharmacy technicians, dental nurses and senior administrators. Full-time basic pay runs from £31,492 at entry to £34,254 at the top of the band for 2026/27. On top of basic pay, anyone working nights, weekends or bank holidays earns Section 2 unsocial-hours enhancements.

Three deductions come off: income tax at Scottish rates, National Insurance, and your SPPA pension contribution — which for a Band 4 on entry pay is the 7.0% tier, not the 5% auto-enrolment rate generic calculators assume. That is why our monthly take-home estimate (£2,039 at entry) is more accurate than tools that under-count the pension.

Frequently Asked Questions

All NHS bands & nations

See the NHS take-home pay hub to compare every band across England, Scotland and Wales.