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NHS Midwife Salary & Take-Home Pay 2026/27

An NHS Midwife in England is typically on Band 5, £32,073–£39,043 full-time for 2026/27. After tax, National Insurance and the 8.3% NHS pension, that is roughly £2,040–£2,381 a month take-home. Many progress to Band 6 — switch band in the calculator to compare.
Northern IrelandPending

England · Band 5 · Entry

£2,040.21

a month take-home · £24,482.51 a year

Gross

£32,073.00

Income tax

£3,368.19

NI

£1,560.24

Pension

£2,662.06

Net

£24,482.51

Where your pay goes
NHS pension
£2,662.06(8%)
Income tax
£3,368.19(11%)
National Insurance
£1,560.24(5%)
Take-home
£24,482.51(76%)
Total£32,073.00

Simulated monthly payslip

Gross pay£2,672.75
PAYE income tax− £280.68
Employee NI− £130.02
NHS pension (8.3%)− £221.84
Net bank credit£2,040.21

England · rest-of-UK income tax bands · estimate for the 2026/27 tax year, standard 1257L code assumed.

NHS Midwife pay, explained

Newly-qualified midwives start on Band 5 and, after preceptorship, most progress to Band 6 as the substantive registered-midwife band. This page pre-fills Band 5 — switch to Band 6 in the calculator to see the qualified rate.

Band 5 spine points (England, 2026/27)

PointFull-time salaryMonthly take-home
Entry£32,073.00£2,040.21
Intermediate£34,592.00£2,177.41
Top of band£39,043.00£2,380.80

Frequently Asked Questions

Related

See the full Band 5 pay page or Band 6, or compare every band on the NHS take-home pay hub.